Nacm Business Credit Services

Information may not be reliable

Intermountain Credit Education League (ICEL)
Industry Credit Group

Kroll Factual Data Mortgage Credit Report

Are you missing valuable credit information on those you deal with?

Find out what information is available. Just complete the form below and we will contact you.

Refer Potential Members
Why should I submit potential members to NACM?

Help gain information on your customers. As a member, their information could help build the database on your customers as well not just a one- way street.

Benefits of Membership in NACM Business Credit ServicesNACM is here to help your business succeed by providing the tools necessary to protect one of your company's largest assets, your accounts receivable.
NACM's role is to support, educate and assist those involved in the
day-to-day business of making credit decisions and collecting accounts receivable.

NACM Business Credit Services is an advocate for business to business credit, specializing in the resources that commercial creditors need.

Not sure how to take your company to the next level? Let us show your company how to manage credit risk by matching your customers to the most appropriate and cost effective credit reports.

Industry trade groups help members understand their current marketplace conditions and customers.
The NACM National Certification Program, local seminars and classes increase the value and abilities of your employees to work quickly, effectively and confidently.

We also have a full service collection department.

Whether you're a sole proprietor or a multibillion dollar company, members become more profitable by making more accurate and informed credit decisions and managing the risks of accounts receivable.

Join NACM today and make a positive impact on your bottom line.

OUR GOAL...To enhance our Members' economic success by providing professional risk management tools and the finest credit related products, services, and education.

2011 Credit Congress & Expo in Nashville May 22-25, 2011 Early Bird and Team Discounts available. More information

FREE Demand Service for NACM Members
in November & December 2011. More information

A Pound of Flesh or a Fistfull of Dollars
Sometimes I hear creditors say they want to make their customer's miserable; I want my "pound of flesh." (A figurative referral to a harsh demand or spiteful penalty. See Shakespeare, Merchant of Venice, Act IV, Scene I.) Creditors do this by sending harshly worded demand letters, making nasty phone calls, or taking the debtor to small claims court to obtain a judgment. But is this what you really want? The debtor isn't much more miserable and all you get is a judgment you can't collect. more...

Questions About Retention
What is retention? Retention is a percentage of a contract which can be withheld by the owner or general contractor from each billing or pay request. This amount is withheld as insurance of prompt completion of the work by the subcontractor. In Utah, retention is limited to 5% under state law. more...

Checks ... The Good, The Bad & The Ugly
Customers continue to struggle in significant numbers in this economy. This is manifesting itself in the issuance of checks that are not always negotiable. There are some who are quite deliberate in their use of insufficient funds checks. Not every check problem is the same, but let's touch on a few. more...