As the proud owner of Integrity First Lending Josh sets the standard for Loan Officers in Utah. Josh has 12 years experience in the mortgage industry and has served on the Board for the Utah Association of Mortgage Professionals since 2010. Josh’s goal is to save his clients’ money and keep them happy. When those two things are accomplished, he feels satisfied about the transaction. A couple who closed a loan with Josh said, “We received a nice gift in the mail yesterday. Thank you so much for the great customer service. Re-fi’s can certainly be a roller coaster ride and we appreciate your willingness to address our concerns and pay attention to customer service….” Josh has a keen understanding of the market and interest rates; he knows how to apply this knowledge to save his clients’ money and time.